Last Updated: 8th March 2022
It is important to fully understand what a funeral plan offers before jumping to the wrong conclusion when asking the question: ‘Are funeral plans a con?’.
With every choice a person makes, there are pros and cons that should be identified and reviewed carefully before deciding on something as important as a person’s final arrangements, and one question that may be asked is ‘Are funeral plans a con?
The kind of person that likes to have everything in place with the details confirmed in advance, is unlikely to ask are funeral plans a con because they like to have everything relating to their final wishes and arrangements guaranteed including the finer details of the funeral itself and the price that they will pay in order to satisfy their final wishes.
Anyone that prefers this guarantee have options. They can pre-plan their funeral, fixing the price of the funeral within their own budget, leading to peace of mind that everything is in place and the price is fixed for the pre-paid funeral plan they choose.
If a family member of a deceased loved one wonders are funeral plans a con they may feel quite grateful that their deceased loved one did opt for a pre-paid funeral before their death so that they are not left with the financial burden that funeral arrangements often bring.
When setting up a funeral plan, it can be done so that instalments can be made through regular payments to pay for the funeral plan that a person chooses. Alternatively, it can be paid in one lump-sum, which provides complete reassurance to the person who sets us the pre-paid funeral plan that there will be no further costs to pay upon their death by their next of kin or family.
When considering are funeral plans a con, it is worth noting that there are a number of advantages of setting up a pre-paid funeral plan and that may include all or one of the following points:-
Whilst a number of advantages of funeral plans are listed above, are funeral plans a con can be asked when identifying and reviewing the disadvantages that some people see in funeral plans and can be summarised as:-
Ensuring that a person is not caught out to find are funeral plans a con anyone that looks to pre-pay for their funeral, they should carry out research and make sure that their funeral plan provider they use is regulated, in which a strict code of practice is followed and adhered to.
If a person follows the main rule of ensuring their funeral plan is placed with a regulated funeral plan provider, they are less likely to ask are funeral plans a con because their money is safeguarded in that a person’s money is placed in a safe trust so that, should the funeral plan provider fail, the money will automatically be transferred to a new funeral plan provider or be refunded back into the deceased person’s estate.
The next article will be published next week, and the title will be What are the best funeral plans in the UK?
“I have spent some considerable time going through the literature from Funeral Plan and found it to be very thorough in all aspects of what is a somewhat depressing subject (well, it would be its my funeral!) I know the funeral director and have the utmost faith in his ability to conduct the funeral in the best traditions of this sad time.”
“From the first phone call we were dealt with compassion and care. I cannot recommend them enough, the staff were so lovely and you get a designated contact who looks after you and is your point of contact. We used them for my mum , the crematorium was in beautiful grounds and the staff there were very good too”
“I was a little worried because I had never heard of them before but it was a caring and easy always there for me when I wanted them can very highly recommend thank you”
“From the initial phione call through to the aftercare, the staff at Funeral Plan Market were kind, friendly and we were trated with respect. Everything was handled by them and we were informed of developments at every stage.”
“The service and organisation of all the funeral arrangements were extremely good and conducted in a caring and sympathetic style. The Celebrant was particularly wonderful.”
“Having lost my daughter suddenly and unexpectedly I didn’t know what to do. we had discussed unattended cremation so I just looked online. I received an excellent and professional service nothing was too much trouble and I was kept informed”