When considering a funeral plan in the UK, there are a number of factors to consider before you choose what is best for you.
With a variety of choices to suit all types of people, their preferences and budgets, when considering what are the best funeral plans in the UK the first thing to consider is the type of funeral that a person should review.
In order to assess what are the best funeral plans in the UK it should be decided if the person taking the plan out would like to be cremated with a service (attended cremation), without a service (direct cremation) or buried.
Once it has been decided as to what type of funeral a person would like, it is only then that they can decide what are the best funeral plans in the UK.
There is no doubt that the outcome of what are the best funeral plans in the UK will be different for everybody because the type of funeral is likely to determine what are the best funeral plans in the UK. It is therefore advisable to research the type of funeral that a person wishes with what are the best funeral plans in the UK.
It is important to consider if the funeral plan that a person invests in is provided by a regulated funeral provider.
In the UK, the funeral industry will be regulated on 29 July 2022 so that all funeral providers that sell funeral plans in the UK have to be regulated and follow a strict Code of Practice that offers the consumer fair value and meets their needs.
When considering what are the best funeral plans in the UK, it is a personal preference that will allow a person to decide what are the best funeral plans in the UK for them.
Whilst one person will only consider the best funeral plan to be one that is provided by a regulated funeral plan provider, another person might not think this is important.
Another person may feel that the cheapest funeral plan makes what are the best funeral plans in the UK, however, yet another person might feel that the most expensive funeral plan should be considered as the best.
Alternatively, if someone prefers to have certainty of costs, a funeral plan that is guaranteed, in that the fees and services of the funeral director and the fees of third party services are guaranteed at the time of taking the funeral plan out, is likely to lead them to believe that this constitutes what are the best funeral plans in the UK.
As individual as a person is, a funeral plan they choose is unique and personal. It is worth noting that there are differing opinions on what are the best funeral plans in the UK due to the nature of the personal choices that people make when choosing a funeral plan.
The funeral plans available in the UK market can be categorised further and this helps the consumer decide which might be best for them. They can be classed as basic, standard or comprehensive funeral plans and depending on what are the best funeral plans in the UK is for each person, they will offer varying levels of service at differing prices.
It is important to note that, when researching what are the best funeral plans in the UK, there will be exclusions in most.
Understanding exactly what is covered by each funeral plan provider is worth noting because this varies across the UK from each funeral plan provider. The differing funeral plans will, once understood, allow a person to decide whether that particular funeral plan best meets their needs and financial budget.
There are many funeral plan providers that regularly compare the funeral plans available in the UK so that they can recommend what are the best funeral plans in the UK available to the consumer.
With regard to the UK funeral plan providers providing comparisons and recommendations to the UK consumer about what are the best funeral plans in the UK and what they may wish to invest in, they will not include any funeral plans that are sold by an unregulated funeral provider.
Funeral Plan Market carries out a weekly check of every funeral plan, including those that offer direct cremations, attended cremations and burials together with pre-paid funeral plans that can be paid on a monthly basis or paid in full in advance.
Due to the large number of funeral plans in the UK market, comparison sites are helpful for the consumer to decide what are the best funeral plans in the UK.
A person is likely to find it less confusing with so much information to take on board because they are able to filter what they are looking for when making final arrangements for either themselves (by investing in a pre-paid funeral plan, saving themselves money by locking in the price of their funeral at today’s price and protecting the cost of their funeral against inflation); or for their deceased loved one that they are choosing a funeral plan for.
To view what Funeral Plan Market considers as the top 10 funeral plans in 2022 are, click here.
The next article will be published next week, and the title will be What is a funeral plan provider?